The Home Coverage ReportHome coverage, scored on paper

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A ranked list

Twelve home warranty companies compared, term by term

A side-by-side table of twelve home warranty companies: score, money-back period, waiting period, service call fee, sample contract and online quote, each from the company's own pages.

Published . Scored by the rules on our methodology page.

Scored from home_warranty_providers.json, facts read 2026-10-16. Not published means we did not find the term on the company's public pages; it scores zero. Ties are listed alphabetically.
#CompanyScoreOut of 5Money-backWaiting periodService call feeSample contract onlineOnline quoteRosters (VA, IA, NY, NV, TX)Annual cap publishedTransferableLegal entity printed
1Home Warranty of America1005.030 days30 daysfrom $75, varies by plan and state; prices shown at $100yesyes4yesyesyes
2American Home Shield904.530 days30 days$100 or $125yesno4yesyesyes
3Select Home Warranty824.130 days30 days$65 to $200 depending on plan (FAQ says typically)yesno3yesyesno
42-10 Home Buyers Warranty804.030 days30 daysnot publishedyesno4yesyesyes
5Liberty Home Guard804.030 days30 daysnot publishedyesno5yesyesyes
6Choice Home Warranty794.030 days30 days$100 trade service call feeyesno2yesyesyes
7ARW Home753.830 days30 daysnot publishedyesno4noyesyes
8AFC Home Warranty733.630 days30 days$75, $100 or $125yesno0yesyesno
9HomeSafe683.4not published25 daysnot publishedyesno0yesyesyes
10Old Republic Home Protection572.9none statednot publishednot publishedyesno3yesyesyes
11First Premier Home Warranty552.830 days30 daysnot publishedyesno0yesyesno
12Cinch Home Services542.730 days30 daysnot publishednoyes3nonot publishedyes

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